LASIK is often sought out by people who want to be able to see without glasses or contacts. But many more people who would like LASIK are hesitant to look into it because of the price.
It’s not a secret that LASIK isn’t inexpensive. But even the most advanced LASIK procedures can be affordable, especially if you budget carefully.
Chances are, you have plenty of options when it comes to saving up and paying for LASIK. Keep reading to learn how you can budget for LASIK!
LASIK price varies based on several factors. This includes your prescription and what kind of procedure you get.
LASIK is least expensive for those that are only moderately nearsighted. The higher your refractive error, whether it’s nearsightedness, farsightedness, or astigmatism, the more expensive the procedure will likely be.
As for different kinds of LASIK, custom LASIK, also called wavefront LASIK, is generally more expensive than regular LASIK but also has better outcomes. Patients who have custom LASIK usually find that the extra price is worth it.
That’s true for any kind of LASIK procedure since 96% of patients report satisfaction with their results.
But what kind of numbers can you expect? The average price of LASIK, per eye, is around $2,000. That’s no small chunk of change, but compared with a lifetime of buying contacts and glasses, it is an even trade-off.
There are many kinds of discounts you can get for LASIK. To be clear, be wary of bargain deals that sound too good to be true.
But some eye care practices offer genuine discounts to customers who meet certain criteria. For example, your job may be associated with a particular practice that you can get an employee discount for.
Do you have a vision insurance plan? Sometimes, vision insurance includes discounts on elective procedures like LASIK.
Even though LASIK isn’t considered a medically necessary procedure, the right kind of insurance can pick up some of the cost. Be sure to look into all the discounts you can claim so you can get the best deal before you start budgeting!
Saving With an FSA or HSA
Do you have a Flexible Spending Account or Health Savings Account through your employer? FSAs and HSAs are great ways to save up your pre-tax income for LASIK.
These accounts are often made to pay for medical procedures, elective or otherwise. As it’s getting close to the end of the year, you should definitely see what’s in your account, especially if you have an FSA.
Funds in your FSA don’t all rollover, so you should spend them while you still can!
LASIK Financing Plans
Financing plans can sound stressful, but you can finance for LASIK with zero-interest plans. Of course, you have to look out for the right kind of plan and read all the fine print.
It isn’t too hard to find plans that offer zero interest as long as you pay off your LASIK procedure within two years. Many plans offer flexible monthly payments, making it easy to pay off your procedure and stay within budget.
The best part about this option is you don’t have to wait to have LASIK! You get your procedure now and then just set aside a little bit each month to pay it back while enjoying your beautiful new vision.